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20:18:15:30.03. Variations of the play -- 21+3.21+3 is a copyrighted, trademarked, and
patent-pending variation of blackjack with optional three-card poker. 21+3 must be dealt and
played following the standards rules of blackjack in this chapter, except as follows:
(1) 21+3 may only be played with either six decks or two decks;
(2) 21+3 may be played only on tables displaying the 21+3 layout. At the beginning of
each round, in addition to the regular 21 bet the player may also place an optional "3" bet;
(3) The cards are dealt according to regular blackjack procedures noting that both player
cards must be dealt face up. One of the dealer's cards is dealt face up;
(4) The dealer's up card and the first two cards of each player with a wager on the "3" bet
form a three-card poker hand;
(5) Each player "3" bet is resolved from dealer's right to left. Losing "3" bets are taken,
winning "3" bets are paid and removed from the play area immediately;
(6) After all "3" bets are resolved standard blackjack procedures apply. Insurance and
hold-card peek after "3" bets resolved;
(7) The table "3" bet limits must be posted at each table;
(8) Tip bets may be placed by any bet (21 or "3" or both ). Tip "3" bet may not be more
than the player's "3" bet and may also be limited by posted house policy;
(9) Tip bets are paid at the same time as player bet and wins are taken immediately; and
(10) 21+3 wagers shall be paid in accordance with the following paytables:
Paytables for 2 or 6 decks
2
Classic Xtreme
Straight Flush 9 30
3 of a Kind 9 20
Straight 9 10
Flush 9 5
Pair -1 -1
Paytables for 2 decks
1 2 3
Straight Flush 2.5 7 9
3 of a Kind 2.5 7 9
Straight 2.5 7 9
Flush 2.5 7 9
Pair 2.5 0 -1
(All payouts are "to 1.") A 21+3 is an optional bonus and progressive wager for standard
blackjack and variants of blackjack, and can be played with one-to-eight standard, fifty-two-card
decks. The object of a 21+3 is for the three-card hand, formed from the player's first two cards
and the dealer's up-card, achieves a poker hand based on the corresponding paytables. The
outcome of the 21+3 is not dependent on the base game's outcome. A 21+3 optional bonus and
progressive wager proceeds as follows:
(1) To begin each round, players must place a standard base game wager and may also place
a 21+3 bonus and progressive wager;
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(2) After all wagers have been placed, two cards are dealt to each player, face-up, and two
cards are dealt to the dealer, one face-up and one face-down, as per standard blackjack
dealing procedures;
(3) The dealer then follows house procedures to reconcile the 21+3 bonus and progressive
wagers based on the corresponding tables listed below:
(a) 21+3 Classic – A player wins if the player's three-card hand, formed from the
player's first two cards and the dealer's up-card, achieves a poker hand based on
the corresponding paytables. All pays are 'to 1' and the dealer receives a fixed
Dealer Envy pay if the player's 21+3 hand achieves a triggering event that
includes a Dealer Envy award:
Hand PT-FLT-
213-01 PT-FLT-
213-03
2 Decks 6 Decks
Straight Flush 2.5 9
Three-of-a-Kind 2.5 9
Straight 2.5 9
Flush 2.5 9
Pair 2.5 Loss
Hand PT-FLT-213-
E01 PT-FLT-213-
E02 PT-FLT-213-
E03 PT-FLT-213-
E04
8 Decks 1, 2, or 6 Decks
Pays Envy Pays Envy Pays Envy Pays Envy
Straight Flush 8 $1 25 $10 25 $10 25 $10
Three-of-a-Kind 8 $1 15 $5 15 $5 15 $5
4
Straight 8 $1 8 $2 10 $2 10 $2
Flush 8 $1 5 $1 5 - 5 $1
(b) 21+3 Xtreme – A player wins if the player's three-card hand, formed from the
player's first two cards and the dealer's up-card, achieves a poker hand based on
the corresponding paytables:
Hand PT-FLT-
213XT-01 PT-FLT-
213XT-03 PT-FLT-
213XT-04
1,2,4,5,6,8
Decks 4,5,6,8 Decks
Suited Three-of-a-Kind - 100 100
Straight Flush 30 40 30
Three-of-a-Kind 20 25 20
Straight 10 10 10
Flush 5 5 5
All pays are 'to 1';
(c) 21+3 Progressive – A player wins if the player's three-card hand, formed from the
player’s first two cards and the dealer’s up-card, achieves a poker hand based on
the corresponding paytables:
Hand PT-BJS-
213-01 PT-BJS-
213-04 PT-BJS-
213-07a/b PT-BJS-
213-10
3 Aces or 3 Kings (Suit
Specific) - - 100% 100%
3 Aces or 3 Kings (Suited) 100% 100% $2000 $3000
Three-of-a-Kind (Suited) $125 $150 $150 $200
5
Straight Flush $25 $40 $40 $30
Three-of-a-Kind $20 $20 $20 $20
Straight $7 $7 $5 $10
Flush $3 $3 $3 -
Hand PT-BJS-
213-02 PT-BJS-
213-05 PT-BJS-
213-08a/b
3 Aces, 3 Kings, or 3 Queens (Suit
Specific) - - 100%
3 Aces, 3 Kings, or 3 Queens (Suited) 100% 100% $2000
Three-of-a-Kind (Suited) $125 $150 $125
Straight Flush $25 $40 $40
Three-of-a-Kind $20 $20 $20
Straight $6 $7 $6
Flush $2 $2 $2
Hand PT-BJS-213-
03a/b PT-BJS-213-
06 PT-BJS-
213-09a/b PT-BJS-
213-11
3 Aces (Suit Specific) - - 100% 100%
3 Aces (Suited) 100% 100% $2000 $3000
Three-of-a-Kind
(Suited) $125 $150 $150 $200
Straight Flush $25 $40 $40 $30
Three-of-a-Kind $20 $20 $20 $20
Straight $7 $7 $5 $10
Flush $3 $3 $3 -
6
Hand PT-BJS-
TCPR-MR-
01 PT-
PRG-
213-14 PT-PRG-
213-15 PT-PRG-
213-16
Mini Royal Flush (Suit
Specific) 100% 100% 100% 100%
Mini Royal Flush $500 $200 $200 $500
Straight Flush $75 $50 $40 $75
Three-of-a-Kind $50 $30 $20 $30
Straight $5 $5 $5 $5
Flush - $3 $3 -
Hand PT-
PRG-
213-17
3 Aces (Suited) 100%
Must-Hit-By $250 100%
Three-of-a-Kind
(Suited) $125
Straight Flush $25
Three-of-a-Kind $20
Straight $7
Flush $3
Hand PT-
PRG-
213-18
3 Aces, 3 Kings, or 3 Queens
(Suited) 100%
Must-Hit-By $250 100%
7
Three-of-a-Kind (Suited) $150
Straight Flush $40
Three-of-a-Kind $20
Straight $7
Flush $2
All pays are 'for 1' and the progressive wager is not returned;
(d) 21+3 Multi-Level Progressive – A player wins if the player's three-card hand,
formed from the player's first two cards and the dealer's up-card, achieves a poker
hand based on the corresponding paytables:
Hand PT-PRG-
213-MLP-01 PT-PRG-
213-MLP-02
3 Aces (Suit Specific) 100% Lv.1 100% Lv.1
3 Aces (Suited) 100% Lv.2 100% Lv.2
Three-of-a-Kind
(Suited) 100% Lv.3 $300
Straight Flush $40 $40
Three-of-a-Kind $20 $20
Straight $5 $5
Flush $3 $3
Hand PT-PRG-
213-MLP-
03
3 Aces (Suit Specific) 100% Lv.1
3 Aces (Suited) 100% Lv.2
3 Aces (Same Color) 100% Lv.3
8
Three-of-a-Kind (Suited) $200
Straight Flush $40
Three-of-a-Kind $20
Straight $10
Hand PT-PRG-
213-MLP-
04
3 Aces (Suit Specific) 100% Lv.1
3 Aces (Suited) 100% Lv.2
Three-of-a-Kind (Suited) 100% Lv.3
Must-Hit-By $250 100%
Straight Flush $25
Three-of-a-Kind $20
Straight $5
Flush $3
Hand PT-PRG-
213-MLP-
05
3 Aces (Suit Specific) 100% Lv.1
3 Aces (Suited) 100% Lv.2
Must-Hit-By $250 100%
Three-of-a-Kind
(Suited) $150
Straight Flush $25
Three-of-a-Kind $20
9
Straight $6
Flush $3
Hand PT-PRG-213-MLP-06 Pays Envy
3 Aces or 3 Kings (Suited) 100% Lv.1 $50
Three-of-a-Kind (Suited) 100% Lv.2 -
Straight Flush $25 -
Three-of-a-Kind $20 -
Straight $7 -
Flush $3 -
All pays are 'for 1' and the progressive wager is not returned; and
(e) 21+3 Dynamic Progressive – A player wins if the player's three-card hand, formed
from the player's first two cards and the dealer's up-card, achieves a poker hand
based on the corresponding paytables. For the selected dynamic progressive
paytable option, each round, a minimum of one to a max of one less than the max
amount of fixed-pay hands must be randomly selected, and the hands' default pays
must be replaced with one of the hands' ten Dynamic Pay options. The Dynamic
Pays are reset to their default pay after each round:
Hand PT-PRG-213-D07a/b/c/d
Default
Pays Dynamic Pays
3 Aces (Suited) 100%
Three-of-a-Kind
(Suited) $100 $150 $200 $300 $400 $500 $600 $700 $800 $900 $1000
10
Straight Flush $20 $30 $40 $60 $80 $100 $120 $140 $160 $180 $200
Three-of-a-Kind $10 $15 $20 $30 $40 $50 $60 $70 $80 $90 $100
Straight $2 $3 $4 $6 $8 $10 $12 $14 $16 $18 $20
Hand PT-PRG-213-D08
Default
Pays Dynamic Pays
3 Aces (Suited) 100%
Must-Hit-By
$250 100%
Three-of-a-
Kind (Suited) $100 $150 $200 $300 $400 $500 $600 $700 $800 $900 $1000
Straight Flush $20 $30 $40 $60 $80 $100 $120 $140 $160 $180 $200
Three-of-a-
Kind $10 $15 $20 $30 $40 $50 $60 $70 $80 $90 $100
Straight $2 $3 $4 $6 $8 $10 $12 $14 $16 $18 $20
Hand PT-PRG-213-D09a/b
Default
Pays Dynamic Pays
3 Aces or 3 Kings
(Suited) 100%
Three-of-a-Kind
(Suited) $100 $150 $200 $300 $400 $500 $600 $700 $800 $900 $1000
Straight Flush $20 $30 $40 $60 $80 $100 $120 $140 $160 $180 $200
Three-of-a-Kind $10 $15 $20 $30 $40 $50 $60 $70 $80 $90 $100
Straight $2 $3 $4 $6 $8 $10 $12 $14 $16 $18 $20
11
Hand PT-PRG-213-D10a/b
Default
Pays Dynamic Pays
3 Aces, 3 Kings, or 3
Queens (Suited) 100%
Three-of-a-Kind
(Suited) $100 $150 $200 $300 $400 $500 $600 $700 $800 $900 $1000
Straight Flush $20 $30 $40 $60 $80 $100 $120 $140 $160 $180 $200
Three-of-a-Kind $10 $15 $20 $30 $40 $50 $60 $70 $80 $90 $100
Straight $2 $3 $4 $6 $8 $10 $12 $14 $16 $18 $20
Hand PT-PRG-213-D11
Default
Pays Dynamic Pays
3 Aces
(Suit Specific) 100%
3 Aces
(Suited) $500 $750 $1000 $1500 $2000 $2500 $3000 $3500 $4000 $4500 $5000
Three-of-a-
Kind (Suited) $100 $150 $200 $300 $400 $500 $600 $700 $800 $900 $1000
Straight Flush $20 $30 $40 $60 $80 $100 $120 $140 $160 $180 $200
Three-of-a-
Kind $10 $15 $20 $30 $40 $50 $60 $70 $80 $90 $100
Straight $2 $3 $4 $6 $8 $10 $12 $14 $16 $18 $20
Hand PT-PRG-213-D12
Default
Pays Dynamic Pays
3 Aces or
3 Kings 100%
12
(Suit
Specific)
3 Aces or
3 Kings
(Suited) $500 $750 $1000 $1500 $2000 $2500 $3000 $3500 $4000 $4500 $5000
Three-of-
a-Kind
(Suited) $100 $150 $200 $300 $400 $500 $600 $700 $800 $900 $1000
Straight
Flush $20 $30 $40 $60 $80 $100 $120 $140 $160 $180 $200
Three-of-
a-Kind $10 $15 $20 $30 $40 $50 $60 $70 $80 $90 $100
Straight $2 $3 $4 $6 $8 $10 $12 $14 $16 $18 $20
(4) The primary game is now played to completion.
Source: 28 SDR 24, effective August 28, 2001; 43 SDR 131, effective April 17, 2017; 44
SDR 151, effective April 30, 2018.
General Authority: SDCL 42-7B-7.
Law Implemented: SDCL 42-7B-4(3)(6), 42-7B-7, 42-7B-15.