20:04:35:17Account credits and deposits.

After establishment, an account may be funded using approved methods that produce a sufficient audit trail for verification of the source of the wagers. The approved methods for funding accounts are: (1) Cash or voucher deposits; (2) Check or money order; (3) Charges made to an account holder's credit or debit card; (4) Bonus or promotional credit; (5) Electronic funds transfer from a monetary account controlled by an account holder; (6) Credit for winnings from wagers placed with funds in the account; (7) Adjustments made by the hub licensee with documented notification to the account holder; (8) Wire transfer; and (9) Any other means approved by the commission pursuant to internal controls. For debit cards and electronic fund transfers, the account holder is liable for any charges imposed by the transmitting or receiving entity, with the charges to be deducted from the account. Funds deposited pursuant to this section are available for wagering use in accordance with the financial institution's policy regarding funds availability.

Source: 53 SDR 35, effective September 30, 2026.