20:06:10:08.01Health

insurance advertisement rate disclosures. Unless the disclosure as required by § 20:06:10:08.02 is provided, no individual or group health insurance policy or certificate may in its advertisements or solicitations include statements that directly or indirectly indicate that: (1) Premiums or rates do not increase with age; (2) Premiums or rates do not increase because of health conditions; or (3) An insured will not be singled out for a rate or premium increase. Policies for which no rate increase may be applied for any reason are exempt from the provisions of this section.

Source: 32 SDR 128, effective January 29, 2006; 38 SDR 116, effective January 10, 2012.