20:14:04:10Appraisal by either a state-certified general,

state-certified residential, or state-licensed appraiser. Appraisals for federally related transactions not requiring the services of a state-certified general appraiser may be performed by either a state-certified general, state-certified residential, or state-licensed appraiser.

Source: 18 SDR 36, effective August 25, 1991; 23 SDR 113, effective January 12, 1997.