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prohibit insurance policies from restricting the method of payment for dental care.

Dental insurance policies in South Dakota are now banned from requiring patients to pay for dental care using a credit card. This new rule gives patients the freedom to choose their own payment method—such as cash, check, or other options—rather than being forced into credit card payments by their insurance policy.

provide a penalty for businesses that do not accept tribal identification cards as a valid form of identification.

This bill strengthens South Dakota's requirement that businesses accept tribal identification cards by adding a civil penalty provision for those who refuse to accept them. Tribal IDs are already recognized as valid identification for financial transactions and age verification, but this bill gives the Secretary of the Department of Tribal Relations authority to fine businesses that don't comply with this requirement.