Changes to Existing Law
HB1058 — Prohibit the reporting of medical debt to a consumer reporting agency and to provide a penalty therefor.
1 section modified+134-0
View:
§ 54-1
New Section+134
NEW SECTION added to Chapter 54-1
A medical creditor or medical debt collector may not report any information regarding medical debt to a consumer reporting agency. A violation of this section is a Class 2 misdemeanor. For purposes of this section, the following terms mean: (1) "Consumer reporting agency," a person who, for consideration or on a cooperative nonprofit basis, regularly engages in whole or in part in the practice of assembling or evaluating consumer credit information or other information on consumers for the purpose of furnishing consumer reports to third parties; (2) "Medical creditor," a person who provides health care services and to whom a consumer owes money for health care services; (3) "Medical debt," a debt arising from health care services or treatments; and (4) "Medical debt collector," a person who collects or attempts to collect medical debts.