HB1070

South Dakota health insurance policies would no longer be allowed to charge deductibles, copayments, or coinsurance for medically necessary breast cancer screening, diagnostic breast exams, or supplemental breast exams. The bill defines each type of exam—screening exams for routine checks, diagnostic exams for follow-up on abnormalities, and supplemental exams for people at higher risk based on family history or dense breast tissue. This requirement applies to insurance policies regulated under state law and removes out-of-pocket costs that patients currently may have to pay for these breast imaging services.