20:06:46:12Creation or modification of an employment or

coverage classification not permitted. Notwithstanding §§ 20:06:46:10 and 20:06:46:11, unless permitted under § 20:06:46:03, if the creation or modification of an employment or coverage classification is directed at individual participants or beneficiaries based on a health factor of the participants or beneficiaries, the classification is not permitted under §§ 20:06:46:09 to 20:06:46:12, inclusive.

Source: 29 SDR 48, effective October 10, 2002.