HB1101Enacted
prohibit an insurer from declining or limiting life, disability, or long-term care insurance policies based solely on an individual's status as a living organ donor.
Insurance companies in South Dakota cannot refuse to sell or reduce benefits on life, disability, or long-term care insurance policies simply because someone is a living organ donor. The law also prevents insurers from charging higher prices, canceling policies, or otherwise discriminating against organ donors in any way, unless the insurer can show actual additional health risk beyond just the donation itself.